Injured Cruise Ship Worker Benefits From IFN Lawsuit Loan*

January 26, 2015, on Articles | Share

Cruise liners are beautiful, majestic vessels in the eyes of most beholders. Achieving and maintaining that beauty often requires many workers. But most people do not realize cruise ship workers are often faced with difficult and somewhat dangerous work conditions. That was the case for one male worker from St. Vincent.

The individual worked for a well-known cruise line for 20 years. Throughout his tenure, he performed his duties as a cabin steward as required; however, he was routinely asked to perform his co-worker’s duties as a linen runner in addition to his already grueling responsibilities. He ultimately sustained a traumatic injury while working, resulting in upper and lower back pain.

After seeking medical attention, doctors noted a number of ailments, to include lumbar pain, a herniated disc with posterior annular tear (L5-S1), axial mid-back and lower back pain, numbness in both feet and toes, among other things. The worker was given an epidural steroid injection; however, he still experienced back pain thereafter. Doctors determined he was a good candidate for L5-S1 decompression surgery, to include an instrumented fusion that would provide the worker with a more permanent solution to treating his injured disc.

Given all he was facing, the worker spoke with an attorney at a Miami law firm who, based on the facts of the case, determined the worker had a solid Jones Act liability case, as well as a good maintenance and cure case against the employer. However, the case would not be resolved overnight, and the worker still needed to take care of himself and support his family financially while awaiting an outcome. That is when he turned to Injury Funds Now (IFN).

What is IFN?

IFN is a company that provides lawsuit funding (commonly referred to as lawsuit loans*) to injured victims. We are based in Florida; however, we have advanced funds to clients who have sustained serious personal injuries throughout the country for over 10 years. We will ensure your case is handled confidentially and expeditiously, as we fund the cases with our own capital and never broker cases out. That is what makes us different from other companies that offer lawsuit funding.

How Florida Lawsuit Loans* Help?

In the cruise ship worker case discussed above, IFN provided him with two advances, one of which occurred in 2013, totaling $10,000 and the other in 2014, totaling $5,000. Those amounts permitted the injured crewmember to cover his living expenses while dealing with his legal and medical issues. Even though he had returned back home to St. Vincent, IFN was still able to assist him because the case was based in the U.S.

What is important to understand here is even though many people refer to pre-settlement funding as a “loan,” it is not. Typical loans need to be repaid. But, when IFN provides funding to a personal injury case, you will not be required to pay a dime back, even if you lose your case! This is what is known as a “non-recourse advance,” and since it does require repayment or collateral, it is not a loan.

If you have been hurt and are awaiting the outcome of your case, let IFN help relieve some of your financial burdens. The application process is easy and we are able to get you the money you need very quickly — oftentimes within 24 hours of receipt of all documentation. If you are approved, we can wire the funds to your bank account. IFN has experience with maritime and cruise ship cases and can help injured crewmembers and passengers. Call us today at our toll-free number at 1-866-68-FUNDS (38637) or email us at info@injuryfundsnow.com.

*DISCLAIMER: The term "loan" or "loans," where used to describe lawsuit funding is not an accurate legal or financial definition of the transaction. IT IS NOT A LOAN. The transaction is a non-recourse purchase of a portion of the proceeds of a potential future case award or settlement. A loan is a transaction that always requires repayment. Our lawsuit funding only requires repayment if the plaintiff receives a favorable recovery. If the plaintiff loses their case, they do not repay anything.